Hypothecation > Business model >

Business Model
Hypothecation
terminate

The convenient centralised and interoperable hypothecation termination systems

Request a Demo
Contacto's in-app chat support Hero Image
 

Vahanfin

Omnicahnnel Conversation dashboard

  • Vahanfin. is a term used for selling Vahan RTO complaince service provider through financial institutions. It is a relationship between a financial institutions and an Vahanfin, aimed at offering RTO complaince service provider and its benefits to the customers of the financial institutions. The word “Vahnfin” is derived from the merger of Vahan RTO complaince service provider - Vahan and financial institutions - Fin.
  • Generally, Vahan RTO services were marketed and sold through individual agents and they would solely account for the business in the retail segment.
  • However, through Vahanfin, the point of sale and point of contact for the customers is none other than the financial institution staff.

Vahanfin Business models


Icon
Distribution Agreement
  • Vahanfin (RTO service provider) is able to leverage the financial instituion’s infrastructure and provides a source of fee income for financial institution.
  • here is a low level of integration of product management and distribution channels.
Icon
Strategic Alliance
  • The Vahanfin able to leverage the financial institution’s infrastructure and provides a source of fee income for financial institution.
  • haring of the database of customers with the Vahanfin.
  • There is a low level of integration of product and distribution channel management.
Icon
Joint Venture
  • The financial institution is responsible for both product and distribution design.
  • oint decision-making and high system integration for infrastructure utilization.
  • There is a low level of integration of product and distribution channel management.
Icon
Mixed Models:
  • Marketing is conducted by the Vahanfin’s staff and the financial institution is responsible only for the generation of leads..
  • The database of the financial institution is handed over to the Vahanfin
  • It requires very little technical investment.
 

Advantages of Vahanfin

Vahan Fin Customer

Vahan RTO Aggregator

  • Increased penetration in both rural as well as urban markets using existing customer database of the bank
  • Very cost-effective as the route and network are already set up by the financial institution
  • Insurance companies may utilize the currently existing branches and outlets of the banks in the rural and/ or urban areas to market their products.
1. Simple

Financial Instituiton

  • Vahanfin is the best way to offer another source of income for the financial institution with little or no capital outlay. A minor capital outlay in turn results in a high return on equity. An addition to the product portfolio
  • An easy source of additional fee-based profits
  • Increased manpower efficiency – as existing financial institution staff can be trained easily Possibility of a high degree of product sales alignment in a customized way and support service.



2. Modern

Customer

  • A purpose to provide one-stop service to all the customers. Presently, convenience is one of the major concerns in managing a customer’s day-to-day activities. Hence, the financial institution marketing Vahan RTO aggregator provides best product them a competitive edge over others. It is possible for the customers to avail complete f financial planning services under one roof. Builds high degree of trust
  • Builds high degree of trust
  • IEasy access to a myriad of products within a financial institution
  • Assured services and advice by the financial institution as customers get professional experts
3. High Value
 

Problems and Solutions

Our experts combined the elements of technology and experience together to make your work easy, swift and care-free

Icon

Problem faced by vehicle owner

  • Visit RTO and stand in long lines even for getting a single document verified/issued
  • Can get work done only during office hours
  • Find a reliable middleman/broker and pay an extra amount to them
  • Make multiple trips to the RTO for submitting documents
  • No real time update on applications available.
  • Lengthy and tiresome procedures
Icon

Solution by Vahanfin

  • Application can be submitted at any time of the day
  • Submit the documents online or on call from across India.
  • No middlemen required!
  • Vehicle owner pesence not required in RTO office
  • Get real time update for your application
  • All under one roof expedited services along with products like GPS Tracker, Fastag, Speed Limit Device etc.

Frequently ask question

We can help you avail RTO services for any of your needs
Fresh registration certificate
Hypothecation Endorse or terminate
Renewals of fitness permit
Transfer
NOC
You can avail all catagory of vehicles eg. 2 wheeler,3 wheeler,4 whheler,Commercial,Farm equipment,through our respective RTO products,You can also avail Registration surrender certificate

Some of the straight away benefits of working with us include the following:
Dedicated account managers for one-to-one contact. After sales support team.
Free dashboard for management of vehicle documents. No requirement of the extra workforce for RTO work.
No middlemen required for any RTO related services. Provide timely services with TAT.
Get real-time update on the application from our dashboard. Flexible timing expediting the whole procedure.
Local pick-up and delivery
.

Service avaialble in 100+ location and 300+ RTO covered across India,which includes Delhi, Mumbai, Gurgaon, Chennai, Hyderabad, Kolkata, Bangalore covered almost entire state and Union territory

It depends on services you wish to avail
Our experts combined the elements of technology and experience together to make the work easy, swift And care-free.
We work directly with the concerned authority,
so you can get your RTO documents fast without the hassle of doing it Yourself.
We will provide the application
It's easy to navigate and much user-friendly. It's available in web and android in a single click, you can go through your entire RTA applied files status.